The TD Double UpSM Credit Card offers a straightforward rewards system, allowing cardholders to earn unlimited 2% cashback on all eligible purchases, making it an attractive option for those seeking a simple and effective cashback card.
The TD Double UpSM Credit Card is designed for individuals who prefer simplicity and high rewards in their credit card experience. With no rotating categories and no limits on cashback, it provides a hassle-free way to earn significant rewards on everyday purchases. This card is ideal for those who want to maximize their cashback without the complexities of managing multiple spending categories.
TD Double UpSM
Cash Back No annual fee*Advantages
- Unlimited 2% Cashback: Earn 2% cashback on all eligible purchases, with no caps or restrictions as long as your account is in good standing.
- No Annual Fee: Enjoy the benefits of this card without the burden of an annual fee.
- Introductory Bonus: Receive a $150 statement credit after spending $1,000 within the first 90 days of account opening.
- 0% APR on Balance Transfers: Benefit from 0% introductory APR on balance transfers for the first 15 billing cycles.
- Visa Benefits: Includes perks such as cell phone protection when paying your mobile bill with the card.
- Contactless Payments: Experience the convenience and security of contactless payments.
Disadvantages
- High Regular APR: After the introductory period, the APR for purchases and balance transfers can be as high as 30.24%, depending on your creditworthiness.
- Foreign Transaction Fee: A 3% fee is applied to all transactions made in foreign currencies.
- Late Payment Fee: Up to $40 for late payments, which can add up if you’re not careful with your payment schedule.
Benefits
- No Annual Fee: This card offers all its rewards and benefits without an annual fee, providing excellent value.
- Unlimited Cashback: Earn consistent rewards with every purchase, making it easy to accumulate cashback over time.
- Introductory Offers: The initial bonus and 0% APR on balance transfers can help you save money in the first year.
- Enhanced Security: Visa’s Zero Liability policy protects you against unauthorized charges, adding an extra layer of security to your transactions.
- Convenient Payment Options: With contactless payment capability, you can make purchases quickly and securely.
How to Apply
Applying for the TD Double UpSM Credit Card is a straightforward process. Follow these steps to get started:
- Online Application:
- Visit the TD Double UpSM Credit Card page.
- Click to start the online application process.
- Fill in your personal information, including name, address, income, and social security number.
- Review the terms and conditions, then submit your application.
- In-Person Application:
- Visit your local TD Bank branch.
- Speak with a banking specialist who will assist you with the application process.
- Provide the necessary documentation and complete the application form.
Conclusion
The TD Double UpSM Credit Card offers a compelling combination of high rewards, no annual fee, and valuable introductory offers. With its straightforward cashback program and additional Visa benefits, this card is a strong contender for anyone looking to maximize their cashback potential. If you’re ready to start earning 2% cashback on all your purchases, consider applying for the TD Double UpSM Credit Card today.