If you are a person with bad or non-existent credit history, you usually have to opt for secured credit cards that require you to shell out huge amounts as a security deposit.
total visa
Credit building Decision within minutesThe Unsecured Total Visa credit card offers a new possibility for you.
Other card details
Designed to help people with bad or non-existent credit get started safely dealing with credit, this card does not require you to make a security deposit and allows you to apply with any type of credit.
The Total Visa card is perfect for people with bad credit or who have had credit problems in the past, helping them to obtain healthy credit.
With Total Visa, you can qualify for a $300 credit limit without the need for a deposit as collateral, and your account activity will be reported to the major credit bureaus.
After application, you will receive a response in about 60 seconds. If approved, you will receive your card in the mail and can start using it as soon as you activate the card.
There are few chances of you being denied for this credit card as it does not require perfect credit and looks at other criteria to determine your eligibility.
Learn more about Total Visa Card
If you’re dead set against opening a secured credit card, the Total Visa should get a glance from you.
You won’t have to offer any cash to secure your credit limit, and while many cards only report to one or two credit bureaus, the Total Visa reports to all three. This helps you build your credit if you show consistent and responsible credit card use.
There are no cash advance fees during your first year as a cardholder. You will have to pay interest if you use your card to withdraw money from a teller, ATM, or bank, but there are no additional advance fees for this first period.
Other Benefits of the Card
- Does not require a security deposit
- Manage and automate monthly payments
- Accepted at US merchants and online, anywhere that accepts Visa
- Reports monthly to the three main credit agencies: TransUnion, Experian, and Equifax
- TransUnion free credit monitoring
- Choose your card design
- $300 credit limit (subject to available credit)
- Car Rental Insurance
- Zero Fraud Liability
Is this card for you?
The Total Visa Card is made for people with bad or non-existent credit who want to safely build or strengthen their credit without having to pay an expensive security deposit.
This card is ideal for those who have bad credit or no credit history, don’t mind paying the startup and annual fees to improve their credit, and already have a checking account to complete the application.
If you are a person with bad or non-existent credit history, and you do not want to opt for secure credit cards that require you to pay large amounts as a security deposit. The Unsecured Total Visa credit card will be perfect for you. Apply now for a Total Visa Card, find out how below.
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