Multifinança respects the privacy of its Users and, in order to demonstrate how their data is treated, presents the Privacy Policy, which complies with national and international data protection standards.
The User, when using Multifinança, agrees with the processing of his data, aware that he is in accordance with the terms of this Privacy Policy and with the General Terms and Conditions of Use
This Privacy Policy must be read and interpreted, added to the General Terms and Conditions of Use of Multifinança.
It is noteworthy that the guidelines included in this document are not applied to third-party sites or other services that are related to them. Multifinança does not exert any kind of influence over them, therefore, it is free of any responsibility in its established relationships, that is, between the user and the services and products of third parties that are disclosed on the website.
Our Global Personal Data Privacy Policy does not support or apply to partner websites, products or services or any other property, it is applying exclusively to the Multifinança Blog.
And how does it work? Note the summary of the process of collecting and processing personal data here on the Multifinança Blog:
1º You inform your data in our “QUIZ”, which are treated securely.
2º We use its according to the stated purpose and in accordance with the Law and/or Regulations; and,
In addition, we advise you to read other documents: Disclaimer, Terms of Use of E-mail Marketing , and, Terms of Use of SMS available on this Blog –
If by chance the User does not agree, even in part, with the terms and conditions that are included in this Privacy Policy, he will not need to access or even use the contents that are made available by Multifinança. By making use of the blog, the user guarantees to be aware and in full agreement with the treatment of his data, in addition to being in accordance with the terms of this Privacy Policy and also with the General Terms and Conditions of Use.
Multifinança, understands and recognizes the responsibility to bring quality informative content to its users and thus expresses its ethical, moral and assertive commitment to the data processing of everyone. Therefore, our Global Privacy and Personal Data Protection Policy is in accordance with the Laws in Force and Applicable of the countries where it operates, with the CCPA, PIPEDA and GDPR, among others, which are reflex of our good internal data processing practices.
What are personal data?
It is information, summed up or not the set of identified or identifiable Data related to a natural person, YOU. Thus, we can exemplify how Personal Data: Full name, address, telephone, electronic address (e-mail), Social Security Number, professional portfolio number, among others. However, among the Personal Data there is a somewhat peculiar category, those considered “sensitive”. Which are information that links a direct feature of the individual, for example; color, sex, religion, sexual orientation, and others. MAS, we would like to make it clear, that WE DON ‘ T COLLECT.
Know which types of personal data we collect
We know that you care about your “Privacy and Personal Data” and so it makes the right use, ethical and with responsibility, thus, as we do with our own. In this way, we avoid collecting data without need, respecting your privacy and choosing to share or not your information. Therefore, we adopt the principle of transparency and minimum collection to carry out our activities by counting only with your NAME, PHONE NUMBER and E-MAIL (electronic address).
Find out how we do this collection
It’s important to say that there are several ways to collect Personal Data, however, on our websites-Blogs, you do not necessarily need to log in or “enrollment” to access our content altogether. But, there are indispensable collections for the use and navigation of the USERS in our tools. Therefore, we will highlight them:
QUIZ
When you access our “QUIZ” provides us with some data during the filling of the information and only from your consent, we pass storing, treating, respecting the purpose, sharing your data (name, phone number and e-mail).
INFORMATION TO USERS
Multifinança aims to share financial information with its Users, with the aim of making economic knowledge accessible to everyone.
All Multifinance functions can be used without the User needing to register in advance.
Multifinança follows all international security rules and standards in the protection, storage, privacy and transmission of data, emphasizing that no method of protection, storage, privacy and transmission of data is completely safe and inviolable.
Multifinança does not send emails to any of its Users asking for money, or even confirmation of their personal data.
PERSONAL IDENTIFIABLE DATA
The User, in order to access free content on Multifinança: e-books, quizzes and the like, must provide only two identifiable personal data, such as: name and e-mail.
The identifiable personal data processed by Multifinança has the purpose of: carrying out an analysis of the User’s profile. In this way, Multifinança will be able to carry out searches within your “feed” to obtain better information about your profile and thus indicate personalized products and services according to the preferences and needs of each User.
Multifinança may invite Users to participate in satisfaction surveys, where they will be sent emails with necessary guidelines. The data collected will be used to administer the survey, with the aim of seeking improvements in the system and in the products, contents and services offered by Multifinança.
In the event that the User contacts Multifinança to report any type of problem, ask a question or even obtain support from us, the user’s contact information will be collected and stored, as well as the messages and other data necessary for verification. of your question or problem. This same data will be used in order to solve any questions, based on the information collected, answer questions, correct problems and also to improve the system, always with the aim of improving the experience of the Multifinance User.
NON-PERSONAL DATA
When Users do not request free content from Multifinança, such as e-books, quizzes and the like, tracking may be carried out, together with the collection of non-personal data, which indicate, among other details, the pages of the website that were visited, the moment they were visited, which hyperlinks were clicked on, which contents or services were requested or indicated, among others.
Multifinança uses cookies to contribute to the collection of data and IP (internet protocol) identification information; for greater ease of navigation for the User, supporting the guarantee of protection, security and authenticity of the data. With the use of advertising cookies, Google and its partners can serve ads to users based on visits to Multifinança and/or other websites on the Internet.
The User, at any time, may change whether or not he wants to accept cookies in his browser configuration, bearing in mind that by disabling navigation cookies, some of Multifinança functionalities may be impaired.
DATA SHARING
Multifinança will not sell the information or personal data of its Users. However, you may share them with partner institutions and companies, with the aim of making it possible to indicate the best services and products that meet your needs, or to provide services and/or products requested by the User.
Multifinança reserves the right to assist or collaborate with any judicial authority or governmental body and may share Users’ personally identifiable data, with the purpose of: 1) establishing or exercising their legal rights; 2) protect your properties; 3) when it considers that its assistance or cooperation is necessary for the protection of its Users, administrators, collaborators or any person harmed by the action or omission.
HOW DO WE PROTECT YOUR DATA
Keeping your data safe is our biggest concern, just as we protect ours. In view of this, Multifinança follows practices and technologies that are constantly reviewed and improved, in accordance with national and international technical and regulatory advances. When we talk about protection, we are talking about any unauthorized access, use, alteration, disclosure or destruction of your data. As a precaution, so that this does not happen, we invest in means that have encrypted communications, adherence to secure software development, access control, internal compliance policies, in addition to accountability and risk reduction measures, which allow for security in the cycle of data life. All User information is retained in secure databases,
DATA NOT PROCESSED AND NOT COLLECTED
Multifinança does not process personal data of children under the age of 13 (thirteen) without the prior authorization of their parents or legal guardians.
If there is the collection and processing of personal data of children under 13 (thirteen) years of age, without the due authorization of their parents or legal guardians, unintentionally, Multifinança will delete all data that was collected, without any type of notice.
If, by chance, the User becomes aware that we may have mistakenly processed the data of a child, we ask that he/she contact him as soon as possible, so that we can take the necessary measures.
ADVERTISERS
Multifinança uses the services of several companies to display their advertisements on the website. These advertisements contain Cookies and/or Web Beacons, which serve to collect data on the display of advertisements by these third-party companies. Multifinança does not have access to this information and is also not responsible for the data and information that are collected by third-party companies.
MODIFICATION OF THE PRIVACY POLICY
The Privacy Policy may be modified, completed or replaced at any time, at the particular discretion of those responsible for Multifinança, without the consent or notification of the Users.