Multifinança , a legal entity governed by private law, registered under CNPJ nº. 41.515.272/0001-01 and headquartered at Rua Adelino Cardana, nº 293, Sala 603 Bloco C, Centro, CEP 06.401-147, in the city of Barueri/SP . .multifinanca.com . Multifinança is a blog aimed at producing content with informative characteristics and analysis of various financial products/services, such as: (finance, loans, credit card, investments, among others), provided by several companies (financial institutions), displaying content in order to inform the user of the product that best fits their needs.
These General Terms and Conditions of Use are available to the user at any time, through the following address: and the provisions of Multifinança’s Privacy Policy, available at the following address, apply jointly to these Terms and the use of the website, as well as the legislation in effect.
Thus, the General Terms and Conditions of Use are intended to inform the responsibilities, duties and obligations that every User has when accessing and/or using Multifinance, as informed in the items below.
Remembering that we do not intervene in any type of process that has analysis and/or credit approval of any of our customers or partners. In this way, we reinforce that the final decision regarding the realization of a business, the granting of credit or even the offer, is always theirs alone, in accordance with their criteria and their credit and risk policies.
1. ACCEPTANCE
1.1. When accessing Multifinança, the User AGREES to respect all the General Terms and Conditions of Use and the Privacy Policy of Multifinança.
1.2. When accessing and/or using Multifinança, the User declares to be at least 18 (eighteen) years old, having full and express capacity to accept the terms and conditions of these Terms and Conditions of Use for all legal purposes.
1.3. If the User does not fit the description above and/or does not agree, even in parts, with the terms and conditions contained in these Terms and Conditions of Use, he/she should not have access and/or use the services offered by Multifinança, as well as such as the sites and services operated by it.
2. CONTACT US
2.1. The User has this service to clear all doubts, resolve any problems and also submit complaints or other information about products/services available at Multifinança.
2.2. The “Contact Us” can be activated through the Contact
3. RESPONSIBILITIES OF USERS
3.1. The User must read with full attention all the clauses present in these Terms and Conditions of Use and in the Privacy Policy and when using the products and/or services available at Multifinança, he fully agrees with all the clauses and conditions of these Terms.
3.2 Multifinança provides links and/or redirects the User to other websites, where the User can contract these services and/or purchase products from the respective companies, without any type of intervention by Multifinança.
3.3 If the User is redirected to the website of the company advertised on the site, the User must carefully read and expressly agree with the terms and conditions of use and the privacy policy of the advertised company.
3.4 Multifinança has no responsibility for the general terms and conditions of use and privacy policy of the advertised companies, nor for the information on the services and/or products advertised and even on the services and/or products eventually offered and/or contracted by the advertised companies.
3.5 Multifinança is not responsible for any virus, malware, spyware, trojan or any software that may damage or change the settings of Users’ equipment, as a result of browsing or using the Internet or the implication of transferring data, images, files , text or audio.
3.6 Users are fully responsible for keeping their equipment’s operating system up to date, in addition to antivirus programs.
3.7. Multifinança is not responsible for any loss or damage arising from the irregular use of Multifinança and/or any eventuality and/or force majeure.
3.8 Multifinança does not send or request transfers or bank deposits for the granting or approval of any financial product.
3.9 Multifinança does not send emails to Users asking for confirmation of data or registration with executable attachments (such as .exe, .com, .scr., .zip, .rar extensions), nor links to carry out downloads. If you receive one, we ask that you notify us immediately through the site itself.
3.10 Without prejudice to the other provisions of these Terms of Use, the User is obliged to: a) Not violate any third party rights when using Multifinança; b) Not to use Multifinança with the intention of surveilling or harassing third parties; c) Not to commit fraudulent, dishonest, illegal or improper activities when using the Multifinança website and; d) Respect the conditions placed in these General Terms and Conditions of Use and in the Privacy Policy, as well as the current Brazilian legislation;
4. MODIFICATION OF GENERAL TERMS AND CONDITIONS
4.1. The General Terms and Conditions of Use of Multifinança may be modified, completed or replaced at any time and for any reason, at the sole discretion of Multifinança, without prior notice or notification to Users.
ANY PERSON WHO DOES NOT ACCEPT THESE TERMS AND CONDITIONS, WHICH ARE MANDATORY AND BINDING, MUST REFRAIN FROM USING MULTIFINANCE.
5. DURATION AND DECADENTIAL PERIOD
5.1. These General Terms and Conditions of Use will be in force for an indefinite period and any judicial or administrative claims arising from the use of Multifinança, object of these General Terms of Use or the Privacy Policy, must be filed within 90 (ninety) days from the fact that the has provoked.
6. LEGISLATION AND JURISDICTION OF ELECTION
6.1. This General Terms and Conditions of Use must be read and interpreted in conjunction with the Privacy Policy. Both are governed by the laws in force in the Federative Republic of Brazil, mainly by the Federal Constitution, the Civil Code, the Consumer Protection Code, the General Law of the Civil Rights Framework for the Internet and the General Data Protection Law.
6.2. All matters relating to interpretation, compliance or any other questioning related to these Terms and the Privacy Policy, the parties expressly agree and waive any other focus and submit to the jurisdiction of the District of Belo Horizonte, State of Minas Gerais.