Avant Personal Loans offers personal loans, with the lowest possible loan currently being $2,000 in all states except Massachusetts, with terms ranging from 24 to 60 months.
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FAST FUNDS FIXED INTEREST RATEBeing a great option for borrowers with bad or fair credit who are looking for quick finance, the loan is usually approved on the next business day.
Other details
Most loans approved on Avant are from borrowers with credit scores between 600 and 700. However, there is a minimum required score of 580, and the platform also offers credit products for different borrower profiles. It is possible to verify your eligibility without prejudice to your credit score.
Avant Personal Loans profile the most common borrowers in families with an average income of US$40,000 to US$100,000. However, these criteria vary depending on the purpose of the loan, and the lender has a minimum income requirement of US$20,000 as an income requirement.
It is also possible, if desired, for family members to also be considered as part of the loan application and income verification process.
Avant does not currently offer the ability for a borrower to apply with a co-signer or co-applicant. It is possible, however, that the income of the applicant’s family is taken into account, which may be useful for the approval of a personal loan. Additional users are also permitted, although they are not the same as co-applicants or co-signers, and do not affect the application process.
Learn more about Avant Personal Loans
Avant allows you to obtain a credit quote without having to go through a credit pull. And it performs credit checks without affecting the borrower’s credit score. If the loan is requested, the borrower will undergo a credit consultation as part of the approval process.
The borrower is required to be at least 18 years old to apply for an Avant personal loan. Once the loan is approved, the requested amount will be immediately transferred to a bank account using an ACH transfer. With the advantage of not having to worry about changing the interest rate of your loan, since the rate is fixed in advance.
Other Benefits
- Pre-qualification process with smooth credit check: Avant allows you to see the potential loan amount and rate when you pre-qualify. During this process, your credit will not be adversely affected.
- Next-Day Financing Possibility: Receive your loan funds the day after your application is approved
- Flexibility to change payment date: Choose your payment date initially, and have the option to change it up to two times during the payment term
- Mobile app: Avant provides its borrowers with a mobile app for iOS and Android devices that allows them to make payments, adjust payment dates and view payment history
- Wide range of loan amounts: Avant allows its borrowers to cover a variety of expenses, both large and small with loan amounts between $2,000 and $35,000
- $0 prepayment fee: Do not be charged in any way when paying your loan early
- Possibility to refinance your loan: Avant allows you to refinance your loan if you want to borrow more money or qualify for a better rate.
Is this loan for you?
Avant Personal Loans is a platform that offers unsecured personal loans that can be used to cover various personal expenses. Such as home renovations, paying off unexpected expenses, covering debts with high interests, etc.
If you have fair or good credit and are looking for a personal loan with good conditions that allow refinancing, Avant loans will be ideal for you.
In addition, people who want a personal loan that offers flexibility to change payment dates and a mobile app to easily manage their loans will also appreciate Avant’s offerings.
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