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The Blue Cash Everyday Credit Card

Receive $200 back in the form of a statement credit after spending $2000 on purchases with your new Card within your first few months of card membership

Blue Cash Everyday Credit Card
Source: Blue Cash Everyday Credit Card

If groceries and gas are a big part of your budget and you don’t want to pay annual fees then this card might be a good choice for you. This card combines the benefit of not having to pay an annual fee with the advantage of earning cashback in a few spending categories, so you can save on your monthly expenses and organize your financial life practically and flexibly.

Blue Cash Everyday Credit Card
No annual fee cash back
Earn 1% Cash Back on Other Eligible Purchases

Blue Cash Everyday also offers an excellent incentive for new cardholders which is a $200 introductory bonus after you spend $2000 on purchases with your new Card within the first 6 months.

Other Card details

This card offers a variety of benefits including generous cashback rewards with no annual fees, with 3% back up to the first $6000 on purchases every year, allowing you to manage your financial life in the best way possible. If they reach that cap, cardholders continue to receive 1% cashback while enjoying the $0 annual fee.

American Express used to issue only charge cards, on which the balance had to be paid in full each month. Blue Cash Everyday, however, is among the Amex cards that now allow you to carry a balance month to month, with interest, as needed.

This card will also be a good choice for you if you want to make several purchases without having to pay them off immediately to avoid interest charges. It offers 0% introductory APR and a 15-month interest-free period.

Also, the rewards structure of this card is very straightforward without long and complicated processes that take your time. The welcome bonus is received as a statement credit. All other cashback rewards earned with this card will be received in the form of Reward Dollars. These Reward Dollars may be redeemed at full value for a statement credit. The minimum amount of rewards required to redeem is $25.

Learn more about Blue Cash Everyday Credit Card

This card provides a solid cashback return on day-to-day purchases, without the hassle and stress of cards that give rewards in the form of points and charge high annual fees that may not be justified throughout the year. The introductory 0% APR on purchases of the Amex Blue Cash Everyday card is also a plus, as is the low minimum spending requirement to earn the introductory bonus, which is up to $250.

Blue Cash EveryDay also offers great fraud prevention measures, including monitoring your account for suspicious transactions and contacting you if fraudulent activity is suspected. This card also offers convenient customer service available by phone 24/7, making it easy to resolve customer queries at any time. Cardmembers can also access and organize their accounts online, through the American Express mobile app, or by phone.

While cards with an annual fee generally have a wider range of benefits, for some people those benefits do not outweigh the downside of having to pay an annual fee. Consumers who use the American Express Blue Cash Everyday card can enjoy remarkable perks such as loss and damage insurance on rental cars and free two-day shipping with ShopRunner without having to pay an annual fee.

Other benefits of the Amex Blue Cash Everyday Credit Card

The Blue Cash EveryDay is a card that offers a lot of benefits to its users. The card is a no-annual fee credit card with strong grocery rewards

  • Car Rental Insurance: When you use your card to pay for a vehicle rental and decline the collision damage waiver, you may receive secondary coverage in an eligible territory.
  • Global Assist Hotline: When traveling more than 100 miles from home, you will have access to coordination and assistance services such as lost passport replacement, translation services, lost luggage assistance, and emergency legal and medical referrals.
  • Purchase Protection: Covers qualifying purchases against damage, loss, or theft. Terms apply.
  • American Express Experiences: Get special pre-sale access to tickets and invitations to exclusive events for American Express Card members.
  • Amex Offers: Save money with targeted Amex offers available to cardholders using a registered Amex credit card.

Is this card for you?

Blue Cash is a perfect credit card for people who spend large amounts on groceries, or gas and want to save some money with cashback programs and also want an extra touch of flexibility. It is a credit card designed to help this type of person manage their income and improve their financial life.

If you think that fits your profile, keep reading this article to know more about this card and how to apply for it.

Blue Cash Everyday Credit Card
No annual fee cash back
Earn 1% Cash Back on Other Eligible Purchases
Written By

Copywriter/Editor and finance expert known for concise and informative articles on investing and wealth management. With experience simplifying complex topics, Roberto empowers readers to make sound financial decisions.