As the name of the card says, this is the simplest credit card you will ever meet. The City Simplicity credit card is a card made for everyone who is looking for an easy-to-access card, with simplicity, but which helps you a lot when it comes to making your purchases.
City Simplicity
Citi Mobile App Bank Your Own WayThe City Simplicity credit card, as we have already said, has no annual fees. In addition, you also don’t need to worry about penalty fees when there is a delay in your payment. This card also exempts you from fines.
Learn more about the City Simplicity credit card
The City Simplicity credit card offers low intro APR for both purchases and balance transfers. In other words, you can take advantage of the 0% introductory rate when you make purchases with your credit card, and also when you open your account, make balance transfers.
It is 0% initial APR for purchases made within the first 12 months. This date is counted from when you open your account. After that, you move to a variable APR. Usually it will be between 16.24% up to about 26.24%. But this will all happen according to your creditworthiness.
In the case of balance transfers, initially for the first 21 months, it is also 0% initial APR. This is counted from the date that the first transfer takes place. After that, the APR will also vary by the same percentage above, from 16.24% up to 26.24%, depending on your creditworthiness. It is important to know that balance transfers must be completed within 4 months after the account has been opened.
More City Simplicity credit card details
The City Simplicity credit card is a card that is well rated and recommended by people who are already customers and have it. For its simplicity and practicality, it wins over its users. It is not a card that offers rewards and prizes, but in compensation, it will never have an annuity or fines for late payments.
The City Simplicity credit card is issued under the Mastercard banner. In this way it offers its members excellent value intermediated by its low initial APR, which, as we have said and need to emphasize, is free of fines, late fees and annual fees. So you never have to worry about these things.
Although the City Simplicity credit card does not charge an annual fee, it does charge for foreign transactions. In other words, card users will pay a transaction fee when using the card abroad. This fee is in US dollars, 3% of the value of each purchase.
Learn about the benefits of the City Simplicity credit card
The benefits offered by the City Simplicity credit card, are united in a single goal. Collaborating to keep things as simple as possible, because they know that there are things in life that are considered much more important. With this in mind, the City Simplicity credit card offers its benefits.
Besides the exemption from the annual fee, the fine fee, and the late fees, other major advantages are: the flexible payment term, the 24/7 customer service, and the customer can speak directly with the representative.
It also has as one of its great advantages, zero liability. That is, it is a liability of $ 0, when your credit card happens to be charged for an unauthorized purchase. This usually happens in cases of fraud, but you don’t need to worry, because this is a way that the card makes available to protect its clients.
Final Conclusions
The City Simplicity credit card is in fact a simplified card. In other words, it is not misleading advertising when they say they want to keep things as simple as possible. With it you can buy everywhere it is accepted.
Know that it has a great acceptance in many places and establishments. So now that you know more about it, if you want to know even more and also learn how to apply for your City Simplicity credit card, be sure to read the next article.
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