Experience the freedom to explore the world with the U.S. Bank Altitude Reserve Visa Infinite® Card — a premium rewards card created for travelers who expect comfort, control, and real value from every purchase.
In a market filled with credit cards promising big rewards, the U.S. Bank Altitude Reserve Visa Infinite® Card continues to stand out as a true premium product. Designed for individuals who want to earn faster, travel smarter, and enjoy luxury along the way, it’s much more than just another travel card.
Imagine earning 3X points on travel and mobile wallet payments, enjoying $325 in annual travel credits, and having Priority Pass™ Select lounge access around the world. The Altitude Reserve turns these benefits into a consistent experience of savings, comfort, and convenience — all while offering one of the most secure travel tools in the market.
U.S. Bank Altitude Reserve
up to 5x points 50,000 bonus pointsBenefits
1. Triple Rewards on Travel and Digital Wallet Spending
The Altitude Reserve is one of the few cards that rewards you generously for embracing digital payments. You’ll earn 3X points on eligible travel purchases and payments made through mobile wallets like Apple Pay®, Google Pay™, and Samsung Pay®. These points can be redeemed for travel, gift cards, or statement credits through the Altitude Rewards Center — giving you flexibility to use them your way.
2. Annual $325 Travel Credit
Every year, you’ll automatically receive $325 in statement credits toward eligible travel purchases. Flights, hotels, or car rentals all qualify, making it simple to recover a large portion of the $400 annual fee through normal spending.
3. Airport Lounge Comfort
With complimentary Priority Pass™ Select membership, you gain access to over 1,300 airport lounges worldwide. Whether you’re between long flights or waiting out a delay, you’ll enjoy a quiet space, free refreshments, and premium amenities.
4. Comprehensive Coverage and Protections
Travel confidently knowing your card includes trip cancellation/interruption insurance, car rental coverage, and mobile phone protection. Unexpected events can happen, but this card helps you stay covered.
Strengths and Consumer Benefits
The U.S. Bank Altitude Reserve Visa Infinite® Card excels by blending premium luxury with digital convenience. Frequent travelers benefit from 3X points on travel and mobile payments — a category combination few competitors offer.
Its flexibility is another strength: you’re not restricted to one airline or hotel brand. You can book travel directly and still enjoy top-tier redemption value through the Altitude Rewards Center. Add the annual $325 travel credit, and you have a product that nearly pays for itself when used regularly.
Potential Savings and Advantages
The U.S. Bank Altitude Reserve can easily deliver more than $1,000 in annual value for heavy travelers. Between the $325 travel credit, 3X earning potential, and the 50,000-point welcome bonus (worth up to $750), the card quickly turns expenses into savings.
Additionally, there are no foreign transaction fees, making it ideal for international travelers who want to avoid unnecessary charges while abroad.
Security Benefits
As a Visa Infinite® product, this card offers 24/7 fraud monitoring, zero liability protection, and emergency card replacement worldwide. Your purchases are also protected with mobile phone coverage and extended warranty on eligible items — ensuring your finances and personal information remain safe wherever you go.
Eligibility Criteria
Applicants typically need good to excellent credit (FICO 720 or higher) to qualify. U.S. Bank may also review your income, credit history, and existing relationships with the bank. Because this is a premium travel card, approval generally favors established credit users.
Application Process
Applying for the U.S. Bank Altitude Reserve Visa Infinite® Card is quick and secure:
- Visit the official U.S. Bank website.
- Locate the U.S. Bank Altitude Reserve Visa Infinite® page.
- Review all terms, rewards, and fees.
- Select “Apply Now.”
- Provide your personal, financial, and contact details.
- Submit the application for instant or manual review.
Once approved, your card is mailed within 7–10 business days. You can immediately begin earning rewards on eligible purchases.
Frequently Asked Questions
1. Does the U.S. Bank Altitude Reserve have an annual fee?
Yes, it has a $400 annual fee, balanced by the $325 annual travel credit and premium perks.
2. What kind of rewards does the card offer?
You earn 3X points on travel and mobile wallet purchases and 1X point on all other spending.
3. Can I use my points for anything other than travel?
Yes, points can also be redeemed for cash back, gift cards, or merchandise, though travel redemptions provide higher value.
4. Are there foreign transaction fees?
No, the card charges no foreign transaction fees, making it perfect for international travelers.
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