First Progress Secured Credit Cards

First Progress features a selection of quality credit builder cards each with its characteristics and specific benefits: Platinum Prestige Secured Mastercard, Platinum Select Secured Mastercard, and Platinum Elite Secured Mastercard each one has a variety of benefits that will provide you with the best way to manage your income, and improve your financial life.

All three credit cards offer advantages for people who struggle with their credit, once they do not require a good credit history. First Progress cards, give users the flexibility they need to pay off their balances without high-interest rates.

Know more about each card and its characteristics bellow

Platinum Prestige Mastercard Secured Credit Card

• 10.74% Variable APR for purchases
• $49 Annual Fee
• 19.74% Variable APR for Cash Advances

This is the card with the lowest interest rate of the three First Progress cards available. If you are looking for a card that will give you the opportunity of rebuilding your damaged credit score without expensive interest charges and will offer the versatility of a credit card instead of a debit card or prepaid card, the Platinum Prestige Mastercard Secured might be the right choice for you.

Each of the three cards requires an initial deposit of $200 to $2,000, which will become your credit limit, after that you can start using your credit card according to your necessities and financial management. With the Platinum Prestige, you will also have the freedom to use your card virtually anywhere worldwide.

The Platinum Prestige Mastercard Secured Credit Card from First Progress is an excellent secured credit card option for people who want a great rate while they are building their credit. Like other First Progress cards, this card offers an excellent variable APR on purchases and the benefits and protections of a Mastercard.

The Platinum Prestige Mastercard gives its users the flexibility they need to pay their balances without abusive interests. For those who currently carry a balance, or plan to do so in the future, this is one of the best card options available on the market today.

Platinum Select Mastercard Secured Credit Card

• 14.74% Variable APR for purchases
• $39 Annual Fee
• 20.74% Variable APR for Cash Advances

The second card option available is the First Progress Select category. This card is a versatile tool for those looking to enjoy even more of the benefits of having a secured credit card.

The Platinum Select Mastercard offers a good purchase APR according to your specifications and more spending control through a refundable security deposit. This card paves the way for your customers to build their credit reliably and securely. The card also features the purchasing power and protection users should expect from a Mastercard, all for the annual fee of $39.

Platinum Select is ideal for those who have little or no credit history and are looking for a way to establish it in a practical way. It’s also useful if you’re budgeting and prefer to spend your limit with a secured credit card and want to occasionally carry a balance every month.

One of the biggest advantages of the cards offered by First Progress is that individuals without a credit history can easily apply for the card and a minimum score is also not required, which can be a relief for people who are just starting their personal financial journeys.

Establishing credit for the first time or repairing a damaged credit score can be tricky, the Platinum Select Mastercard, with responsible use, can quickly boost your credit health thanks to regular reporting to the three largest credit bureaus, making it the ideal choice for improving your score and start your credit journey the right way.

Platinum Elite Mastercard Secured Credit Card

• 20.74% Variable APR for purchases
• $29 Annual Fee
• 25.74% Variable APR for Cash Advances

The last but not least card option is the Platinum Elite Mastercard Secured Credit Card. Of the three options available, the Elite seems to be the most suitable for those with little or no credit history such as students or people applying for credit for the first time. It has the lowest annual fee of the three cards available, making it the best choice for those who can pay off the balance in full each month.

This card is a solid choice if you already established views on building credit. It doesn’t require a credit history and it doesn’t have upfront credit checks so you don’t have to worry about hurting your score before you even start, once the application will not be placed on your credit report. After getting accepted, all you need to do is submit your $200 security deposit and start enjoying.

If you have no credit history and have trouble getting credit cards approved, want to establish or improve your credit score, and want a secured card with an initial credit limit of $2000, First Progress’s Elite category is the right choice for you. Coupled with Mastercard protections and benefits, along with a reasonable and variable APR, Platinum Elite can put you in the right direction for great credit.

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First Progress Secured

No Minimum Credit Score No Credit History Required

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