Marcus by Goldman Sachs, a subsidiary company of The Goldman Sachs Group, Inc., offers personal loans to borrowers with good credit in amounts between $3,500 and $40,000.
Marcus By Goldman Sachs
customizable repayment terms zero feesLoans have no hidden fees and can be used for debt consolidation and home improvement – in addition to a variety of other uses.
Other details
Marcus loans are available to a large number of borrowers and have great benefits for their customers. There are loan options between $3,500 and $40,000 with terms between three and six years.
Marcus Personal Loans are ideal for anyone who wants a loan with zero fees and flexible repayment terms. In addition, they offer several useful features like discounted rates for automatic payment and deferral options.
Marcus is a flexible option for users with good to excellent credit as this lender offers broad loan terms and healthy available loan amounts.
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Marcus allows their customers to choose a loan that best suits their terms, with customizable payment options. The terms range between three and six years, and there are options from 36 to 72 months. Marcus Personal Loans do not charge origination fees, prepayment, or even late fees. However, you will still have to pay interest accrued, and late or partial payments will impact your credit.
Other Benefits of the Loan
- Option to pay creditors directly: If you get a debt consolidation loan, you will have the option to have payments sent directly to creditors.
- Possibility of deferring payment: By making 12 consecutive monthly payments and as long as you have made all previous payments in full and on time, it is possible to defer a payment. By doing so, the loan term will be postponed by one month.
- Flexible repayment date: Borrowers can also change their due date up to three times during the term of the loan. Cannot use this feature while there are late payments
Is this loan for you?
Marcus loans are available to a large number of borrowers and have great rates and terms. If you are thinking about getting this loan, know that it is necessary to have a credit score of at least 730 to increase your chances of approval.
In addition, Marcus offers unique features such as the ability to defer payment without paying interest and the option to choose from nine payment plans, so you can better customize your loan and monthly payment amount.
Marcus is ideal for people who have a credit score of 730 or higher and want to consolidate debt through customizable terms.
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