
Your Passport to Rewards: Earn Points Anywhere, with No Annual Fee
If you’re the kind of person who values flexibility, loves to travel, and wants to get rewarded for your everyday purchases—without worrying about complex reward categories or hidden fees—the Bank of America® Travel Rewards Credit Card is built just for you.
Whether you’re exploring new destinations or simply managing your weekly grocery run, this card transforms your spending into valuable points that can take you further. And best of all? It comes with no annual fee, no foreign transaction fees, and unlimited reward potential.
Let’s explore how this card can enhance your lifestyle—and your next trip.
Bank of America Travel Rewards
Online & Mobile Banking RewardsWhy Choose the Bank of America Travel Rewards Credit Card?
This card offers a simple, yet powerful rewards structure that benefits both frequent travelers and everyday spenders. Here’s why it’s one of the most popular flat-rate travel cards on the market:
Simple, Unlimited Travel Rewards
- Earn 1.5 points per $1 spent on every purchase—no caps or restrictions.
- Points never expire as long as your account is active.
Exclusive Welcome Offer
- Get 25,000 online bonus points—equivalent to $250 in statement credit toward travel or dining—when you spend at least $1,000 in the first 90 days.
Boosted Earnings for Preferred Rewards Members
- Earn 25% to 75% more points if you’re enrolled in Bank of America’s Preferred Rewards program.
- That means you could earn up to 2.62 points per $1 spent.
No Hidden Costs While Traveling
- $0 annual fee
- $0 foreign transaction fees, making it perfect for global travelers.
- Accepted worldwide thanks to the Visa Signature® network.
Additional Features & Benefits
- 0% Intro APR for 15 billing cycles on purchases and on any balance transfers made within the first 60 days. After that, a variable APR applies (currently 18.24% to 28.24%).
- Access to Visa Signature® perks, including:
- Travel and emergency assistance
- Lost luggage reimbursement
- Roadside dispatch
- Extended warranty protection
- Concierge service
Flexible Redemption Options
Redeem your points for:
- Travel expenses (flights, hotels, baggage fees, vacation rentals)
- Dining and restaurants
- Statement credits
- Gift cards and more
You can even use the online rewards calculator on Bank of America’s website to estimate how much you can earn based on your personal spending habits.
How to Apply and Eligibility Requirements
Getting started with the Bank of America Travel Rewards Card is quick and simple.
✅ Requirements to Apply:
- Must be 18 years or older
- Must have a valid U.S. residential address
- Must provide a Social Security Number (SSN)
- Should have a good to excellent credit score (typically 670 or higher)
- Must have a stable source of income
📝 How to Apply:
- Visit the official application page:
👉 bankofamerica.com - Enter your personal and financial information.
- Submit your application—most decisions are made instantly.
- If approved, you can begin using your new card as soon as it arrives.
Final Thoughts
The Bank of America® Travel Rewards Credit Card offers a unique combination of simplicity, flexibility, and value. It doesn’t complicate your spending with rotating categories or tiered structures. Instead, it delivers straightforward rewards that grow with you—especially if you’re part of the Bank of America ecosystem.
With no annual fee, unlimited points, and an attractive welcome bonus, this card is perfect for those who want a travel-friendly credit card that works seamlessly with their lifestyle.
Why wait to start earning points on everything you buy?
Apply now and turn your purchases into possibilities—wherever life takes you.