![Upgrade Visa Card](https://multifinanca.com/wp-content/uploads/2022/06/upgrade4.jpeg)
Upgrade features a selection of quality credit lines, each with its characteristics and specific benefits: Upgrade Visa, Upgrade Visa Cash Rewards, Upgrade Visa Triple Cash Rewards, and Upgrade Visa Bitcoin Rewards. Each one has a variety of benefits that will provide you with the best way to manage your income, and earn cashback and rewards.
All four cards offer advantages to the user, starting from the opening of the account. Once you complete your online application and are accepted you will receive a line of credit from $500 to $25,000. From there you must make purchases by paying with your Upgrade card anywhere that accepts Visa and make regular monthly payments that can be debited directly from your bank account.
Know more about each card and its characteristics bellow
Upgrade Visa Card
![Upgrade Visa Card](https://multifinanca.com/wp-content/uploads/2022/06/upgrade2-e1655858266139.jpeg)
- $0 Annual fee
- 8.99% – 29.99% fixed Regular APR
- $0 Foreign Transaction Fee
- $0 Balance Transfer Intro APR Fees
- $200 bonus when you open a Rewards Checking account and make 3 debit card transactions
The Upgrade Card is the most modest of the four credit cards offered by Upgrade. Like the others, there are no fees to obtain or use this card, while some credit cards charge annual fees, setup fees, and monthly fees, the Upgrade Card does not charge any fees at all, including international transaction fees or prepayments.
The main difference between this and the other cards offered by Upgrade is that this card does not require an average to excellent credit, so people who are improving their credits will also have the opportunity to apply for one of the Upgrade cards and enjoy their benefits.
Upgrade Visa Cash Rewards Card
![Upgrade Visa Card](https://multifinanca.com/wp-content/uploads/2022/06/upgrade-e1655858287796.jpeg)
- $0 Annual fee
- 8.99% – 29.99% fixed Regular APR
- $0 Foreign Transaction Fee
- $0 Balance Transfer Intro APR Fees
- $200 bonus when you open a Rewards Checking account and make 3 debit card transactions
- Affordable credit line and Unlimited 1.5% cash back on payments
The second card option available is the Visa Cash Rewards Upgrade credit card. Offering more options to earn cashback and manage your income in the best possible way, this card encourages payments on time, returning the money to you at the time of payment.
When you put charges on your Upgrade Card, they become an installment loan. You will repay this loan with fixed payments over a loan term of 12 to 60 months. You will have a predetermined monthly payment and fixed APR, so you can plan ahead and create a budget. You’ll also know exactly when you’ll repay the borrowed amount, giving you confidence and flexibility to manage your financial life.
Paying off your debts this way can be quick and less costly in the long run as the terms make it easier for you to take significant steps towards repaying the principal. The Upgrade Cash Rewards Card also rewards you with an unlimited 1.5% cash back on card purchases every time you pay your bill.
Upgrade Visa Triple Cash Rewards Card
![Upgrade Visa Card](https://multifinanca.com/wp-content/uploads/2022/06/upgrade1-e1655858305467.jpeg)
- $0 Annual fee
- 8.99% – 29.99% fixed Regular APR
- $0 Foreign Transaction Fee
- $0 Balance Transfer Intro APR Fees
- $200 bonus when you open a Rewards Checking account and make 3 debit card transactions
- Earn 3% unlimited cash back on home, auto, and health categories and 1% unlimited cash back on everything else
The Upgrade Triple Cash Rewards is a card that combines the ability to convert debt into a fixed-rate loan and the extra cashback in categories that usually include large purchases, which make this card a helpful choice for people who commonly spend large quantities on these categories and are looking to save money with cashback programs. It may also be a good choice for cardholders who aren’t eligible for low intro APR cards.
Triple Cash Upgrade rewards are an advantageous option for those doing home renovations, working on automobiles or those with a lot of health and wellness expenses as the Upgrade Triple Cash Rewards card offers 3% cash back on categories home, car, and health and 1% cash back on everything else. Cashback rewards are earned when purchases are paid for and as redemptions are made automatically and regularly, cashback rewards do not expire.
Upgrade Visa Bitcoin Rewards Card
![Upgrade Visa Card](https://multifinanca.com/wp-content/uploads/2022/06/upgrade12-e1655858275421-1024x646.jpeg)
- $0 Annual fee
- 8.99% – 29.99% fixed Regular APR
- $0 Foreign Transaction Fee
- $0 Balance Transfer Intro APR Fees
- $200 bonus when you open a Rewards Checking account and make 3 debit card transactions
- Earn 1.5% unlimited cash back in bitcoin when you make payments
Issued by Sutton Bank, the Upgrade Bitcoin Rewards Visa Card is similar to the Upgrade Visa Cash Rewards, which also combines features of credit cards and personal loans and is designed to encourage responsible payment behavior, offering a 24- to 60-month installment payment plan instead of the traditional revolving balance credit card model that accrues daily finance charges based on the card’s interest rate.
But with the Upgrade Bitcoin Rewards, you will earn 1.5% rewards back in the form of bitcoin each time you make payments on your balance. Your Bitcoin rewards are held by the NYDIG trading platform and you can either keep your earnings there or redeem them toward a statement credit.